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Terms of Use

Interchange Holdings OÜ · Registry code 14372515 · Tallinn, Estonia
Last updated: June 2026

These Terms of Use govern your access to and use of the Interchange Holdings website at interchange.ee (the “Site”). By accessing or using the Site, you confirm that you accept these terms and agree to be bound by them. If you do not agree to these terms, please do not use the Site.

1About Us

The Site is operated by Interchange Holdings OÜ, a technology investment and holding company incorporated in Estonia (registry code 14372515), with its registered address in Tallinn, Estonia.

2Use of the Site

You may use the Site for lawful purposes only. In particular, you agree not to:

3Intellectual Property

All intellectual property rights in the Site and its content (including, but not limited to, text, graphics, logos, images and software) are owned by or licensed to Interchange Holdings. Nothing in these terms grants you any rights in the Site or its content other than the right to use it in accordance with these terms.

You may print or download content from the Site for your own personal, non-commercial use, provided you do not modify it and you retain all copyright and other proprietary notices.

4Disclaimer of Warranties

The Site and its content are provided on an “as is” and “as available” basis. To the extent permitted by law, Interchange Holdings makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the accuracy, completeness or currency of the information, content or materials on it.

In particular, nothing on the Site constitutes financial, investment, legal or regulatory advice. Interchange Holdings is a holding company and the Site is informational in nature. You should seek appropriate professional advice before taking any action based on content found on the Site.

5Limitation of Liability

To the fullest extent permitted by law, Interchange Holdings shall not be liable for any direct, indirect, incidental, special, consequential or punitive loss or damage arising out of or in connection with your use of the Site or its content, including (without limitation) loss of revenue, loss of profits, loss of data or business interruption.

Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited.

6Third-Party Links

The Site may contain links to third-party websites or resources for your convenience. Such links do not constitute an endorsement of those websites, their content or their operators. Interchange Holdings has no control over and accepts no responsibility for the content, privacy practices or availability of any third-party websites. Access to any linked site is at your own risk.

7Availability

We do not guarantee that the Site will be available at all times or free from errors, and we reserve the right to suspend, withdraw or restrict access to all or any part of the Site at any time without notice and without liability.

8Privacy

Your use of the Site is also subject to our Privacy Policy, which is incorporated into these terms by reference. Please review our Privacy Policy to understand our practices.

9Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of Estonia. The courts of Estonia shall have exclusive jurisdiction to settle any such dispute or claim, subject to any mandatory rights you may have under the law of your country of residence.

10Changes to These Terms

We may revise these Terms of Use at any time by updating this page. You are expected to review this page periodically so as to be aware of any changes. Continued use of the Site following any update constitutes acceptance of the revised terms.

11Contact Us

If you have any questions about these Terms of Use, please contact:

Interchange Holdings OÜ

Registry code 14372515

Tallinn, Estonia

E-mail: [email protected]